Home | Locations | Contact | Financial Tools
Your Family Bank Manatee River Community Bank
  Online Banking
  Interest Rates
  Deposit Products
  Loan Products
  Other Services
  Check Order
  Emergency Services
  e-Statements/Check   Images
 





Security Statement

Manatee River Community Bank recognizes the importance of information security to minimize the risks of conducting business over the internet. Our on-line banking product provides a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features a password controlled system entry, Cybertrust Certification (formerly Tru-Secure) for the server, Secure Sockets Layer (SSL) protocol which creates a 128-bit data encryption connection between your browser and the server and a router loaded with a firewall to regulate inflow and outflow of server traffic.
  • To begin a session with MRCB’s server, the user must enter a Log-In ID and a password. After three unsuccessful login attempts, the system locks the user out, requiring a phone call to the bank during normal business hours to verify the password before re-entry into the system. Upon successful login, the internet banking application authenticates the user’s identity and establishes a secure session with that user.
  • Secure Data Transfer: Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by Cybertrust, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank’s server issues a public key to the end user’s browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new user starts a server session.
  • Router and Firewall: Requests must filter through a router and firewall before they are permitted to reach the server. A router (a piece of hardware) works in conjunction with the firewall (a piece of software) to block and direct traffic, and then opens connections only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

Using the above technologies, your internet banking activities are secure.


 
Privacy Statement | Security Statement | Site Disclaimer | Identity Theft