Deposit Products > Personal Savings

The following are brief outlines of the types of accounts we offer. We are offering these descriptions as a reference. These are not full disclosures of our accounts. Please stop by one of our full service locations for a full disclosure of terms and conditions for any of our accounts.

Tiered Passbook Savings

• Interest bearing account, paid on a tiered basis
• $100 minimum deposit to open this account
• $200 minimum daily balance required to avoid charges
• Unlimited deposits
• Allows no more than six (6) withdrawals/transfers per month. An excessive transaction fee of $2.00 will be assessed for each item over six (6) per month. (These include pre-authorized internal transfers, telephone transfers, transfers requested by mail, over the counter transactions and online banking transactions).**

Tiered Statement Savings

• Interest bearing account, paid on a tiered basis
• $100 minimum deposit to open this account
• $200 minimum daily balance required to avoid charges
• Unlimited deposits
• Allows no more than six (6) withdrawals/transfers per month. An excessive transaction fee of $2.00 will be assessed for each item over six (6) per month. (These include pre-authorized internal transfers, telephone transfers, transfers requested by mail, over the counter transactions, automatic transfers, ACH, debit card and online banking transactions). **
• ATM card, for qualified applicants
• Monthly Statements

Tiered Money Market Account

• Interest bearing account, paid on a tiered basis
• $1,000 minimum deposit to open this account
• $2,500 minimum daily balance required to avoid charges
• Unlimited deposits
• Allows no more than six (6) withdrawals/transfers per month. An excessive transaction fee of $7.50 will be assessed for each item over six (6) per month. (These include pre-authorized internal transfers, telephone transfers, transfers requested by mail, over the counter transactions, automatic transfers, ACH, debit card and online banking transactions). No more than three (3) of these may be by check, draft or debit card. **
• Check Image Monthly Statements

**Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings and/or money market account. You are limited to six withdrawals and/or transfers from your account each monthly statement cycle by pre-authorized internal transfers, telephone transfers, transfers requested by mail, over the counter transactions, automatic transfers, ACH, debit card and online banking transactions. On the Tiered Money Market Account, no more than three (3) of the six (6) limited withdrawals and/or transfers may be by check, draft or debit card.