Deposit Products > Personal Checking

The following are brief outlines of the types of accounts we offer. We are offering these descriptions as a reference. These are not full disclosures of our accounts. Please stop by one of our full service locations for a full disclosure of terms and conditions for any of our accounts.

Standard Checking Account

• Non-interest bearing
• $100 minimum deposit to open this account
• No minimum balance requirements
• No monthly service charges
• No activity charges
• ATM and/or Visa Check Card, for qualified applicants
• Check Image Monthly Statements

Standard NOW Account

• Interest bearing account, paid on a tiered basis
• $100 minimum deposit to open this account
• $500 minimum daily balance required to avoid charges
• $1,000 minimum balance required to earn interest
• First 50 checks paid each statement period are FREE
• ATM and/or Visa Check Card, for qualified applicants
• Check Image Monthly Statements
   

Golden NOW Account

• This account is for our customers age 50 and older
• Interest bearing account, paid on a tiered basis
• $100 minimum deposit to open this account
• No minimum balance requirements
• No monthly service charges
• No activity charges
• FREE standard style of checks
• ATM and/or Visa Check Card, for qualified applicants
• Check Image Monthly Statements