Loan Products > Residential Mortgage Loans

Fixed Rate Mortgages

• Purchase or refinance, terms of 10, 15, 20 and 30 years.
• Interest rate and monthly payment remain the same for the life of the loan
• No penalty for prepaying your loan
• Buy a primary residence, purchase a second home or buy an investment property

Adjustable Rate Mortgages (ARMs)

• Purchase or refinance, term of 30 years
• Initial fixed interest rate for 1 year, 3 years and 5 years
• Buy a primary residence, purchase a second home or buy an investment property
• Lower initial monthly payments

Manatee River Community Bank is always ready to assist our customers when the need for a loan arises. Providing credit is one of the most important services we offer our customers. You will find that our interest rates are competitive and vary with the type of loan and repayment terms. We have fast and convenient loans with flexible terms to suit your specific situation. Please contact one of our loan officers at 941-722-2992 or come visit us at our Palmetto location.

The above loan products are brief outlines of the types of loans we offer. We are offering these descriptions as a reference. These are not full disclosures of our loan products. Please stop by our Palmetto location for a full disclosure of terms and conditions for any of our loan products.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loan products not available in all states and are subject to change without notice.