Loan Products > Home Equity Products

When it’s time to plan a vacation, take care of home improvements or pay school tuition, we offer homeowners great options in home equity loans and home equity lines of credit. Leveraging the equity you’ve built-up is one of the smartest, most economical ways to borrow. You've worked hard to increase your home's value, and you can put that value to work with a Home Equity Loan or a Home Equity Line of Credit.

Home Equity Loan
An equity loan may be right for you if you prefer to obtain the entire amount in a lump sum up front. With a fixed rate and term, you are guaranteed your monthly payment will not change. This is ideal for large single investments or expenses.

Home Equity Line of Credit (HELOC)
A line of credit may be right for you as it gives you the flexibility of borrowing the money when you need it for ongoing expenses. You pay interest only on the money you use. As you repay your principal, that money becomes available to borrow again. To access your line at your convenience, a checkbook is provided.

Manatee River Community Bank is always ready to assist our customers when the need for a loan arises. Providing credit is one of the most important services we offer our customers. You will find that our interest rates are competitive and vary with the type of loan and repayment terms. We have fast and convenient loans with flexible terms to suit your specific situation. Please contact one of our loan officers at 941-722-2992 or come visit us at our Palmetto location.

The above loan products are brief outlines of the types of loans we offer. We are offering these descriptions as a reference. These are not full disclosures of our loan products. Please stop by our Palmetto location for a full disclosure of terms and conditions for any of our loan products.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loan products not available in all states and are subject to change without notice.